I'm Sharma.
This website is a personal record of things I have learned, questioned, changed my mind about, and occasionally got completely wrong.
I've spent much of my adult life working, earning, building things, making mistakes and trying to understand what actually matters. Over the years, my ideas about money, work, success and a good life have changed quite a bit.
I write about money, work, habits, people, relationships, simplicity, ageing and the ordinary decisions that quietly shape a life.
I don't have everything figured out. I'm not trying to present a perfect version of myself or offer answers to every problem. I'm simply interested in paying attention to life and writing down what I notice.
What I'm Doing Now
Working independently.
I'm currently working for myself and building things that give me more control over my time and the direction of my life.
Writing.
I'm building Notes by Sharma as a long-term collection of my thoughts and experiences. I want this to become a place I can keep returning to for many years.
Creating.
I create educational content around money, financial decisions and practical life. I enjoy taking complicated subjects and trying to make them simpler.
Learning about habits.
I'm increasingly interested in habits, discipline, simplicity and the way small decisions repeated over many years can change a person's life. This is an area I expect to explore much more in the future.
Building for the long term.
I'm less interested these days in chasing every new opportunity and more interested in building things that can remain useful for years.
What I Care About
Money, but not money for its own sake.
Work, but not work at the expense of life.
Time, health, family, learning, meaningful relationships, simplicity and the freedom to make my own choices.
And increasingly, one question keeps coming back to me:
What does a good life actually look like?
I don't have a final answer.
That's probably one of the reasons I keep writing.
What I'm Doing Right Now
August 2026
- Building Notes by Sharma
- Writing regularly
- Working independently
- Creating educational content
- Exploring habits, discipline and personal development
- Trying to simplify my own life
- Thinking about what I want the next decade to look like