Thoughts on living a simpler life.

This is a personal notebook about money, work, people, choices, mistakes, and the things I learn along the way.

Life Doesn't Always Go as Planned

September 28, 2026

Life doesn't always go as planned. Failure, rejection and setbacks happen, but we can learn to adapt, let go, reskill and find a way to rebuild.

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Choosing Your Gurus

September 26, 2026

A teacher once told me that life will bring us many kinds of gurus, and we must choose carefully whom we allow to influence us. Looking back, I see three areas

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Walking Has Become a Luxury

September 19, 2026

Walking is one of the simplest forms of exercise, yet modern life has made regular movement surprisingly difficult. Looking at people who have walked for decade

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Not Everyone Is Meant to Stay

September 13, 2026

Friendships change as we grow older. Some people stay, some drift away, and some relationships are better left behind. Learning to accept these changes and enjo

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Where to Keep Your Emergency Fund?

September 11, 2026

Where should you keep your emergency fund? I share how I balance immediate access with inflation by keeping part in a savings account and part in a liquid mutua

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